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Properties - Buying,
Selling, Renting, Lettings, Sharing, Investments and Overseas
Bring You the BEST DEALS & OFFERS!
Here you will find selection of Many Estate Agents, Property Dealers,
Developers, Overseas Market,
competitive pricing, charges, and flat/room sharing -
All In One Place!
Selling Your Property
you for visiting our Property & Lettings Section. Here we have
provided you with listings and direct links to the
many national Estate Agents and Intermediaries in the UK. Our
is to show you
the best deals available. At present, we have provided links to the
institutions that we
are affiliated with. As we grow and get more affiliations and/or
partnerships, we will be adding more links of many nationally known
In the meantime, it is
you will find what you are looking for. On left you will be
able to navigate for your need be it car insurance or home insurance or
mortgages etc. Please take your time to explore.
Selling your property is one of the most important
financial transactions you'll ever make.
Take few minutes to familiarise yourself with the basic steps of a sale.
you begin: Do your homework
Any house is only worth what someone is prepared to pay for it, so you
need a realistic figure of what you can expect someone to pay for yours.
The average (free) valuation figure from three local estate agents is a
good place to start. You need to know what similar properties to yours
are selling for too. And you need to know if you're in a seller's
market. That is, are houses selling for their asking price or more in
your area? Talk to estate agents and look on property websites to get a
feel for the market.
Take some key
Before you put your house on the market, you need to decide:
- If you're going to carry out any essential repair work on the house
(properties that need a lot of work tend to be harder to sell for the
- How you're going to sell it? (privately, at an auction, or - like
most people - via an estate agent, or through internet agents) Work out your budget
There are costs incurred in selling a house, as well as buying a new
one. You'll need to budget for a solicitor and your estate agent's
fees. Expect to pay a solicitor about £550 on a property
worth £100,000. The estate agent's fee (usually around
1.5-2.5% of the eventual selling price for your property) is deducted
by your solicitor as part of the sale. These days, you can sell your
property on the internet saving you a lot on estate agent's fee. Check
it out here Think about home
Spending even a little time and money preparing your house for sale is
usually a good investment. Getting rid of clutter (inside and
especially any unsightly rubbish outside), painting all the walls white
and/or steam cleaning your carpets can all make a difference.
For more free advice, watch property programmes on television. In
general, less is more and neutral is best when it comes to 'dressing' a
property. You should always show buyers a clear function for each room.
If you've got some money to spare, you might think about offering
planning permission for a loft conversion or extension on your
property. This can add 10-15% to the value of your house. Over ninety
per cent of applications get approved. All you need to do is submit to
- Scaled plans (check your council's website for specific
requirements); if you get an architect to do this, expect to pay
- An application form
- A fee for processing the application (currently £135) Cue the experts
Early in the process, you will need to hire a solicitor or qualified
conveyancer to carry out the legal work on the sale of your house. Ask
friends or relatives for recommendations. You can simply request a
quote by phone. Decide on an agent
and a price
It's not always the best idea to go with the agent who values your
property at the highest price. Ask:
- How many similar properties they've recently sold
- How long these properties have taken to sell and how close to the
asking price did they get for the seller
- How much they charge
- How they intend to market your house and where
Around 60 per cent of house-hunters start their searches online, so
make sure your property will appear online. Ask the agent:
- How many hits does their site get?
- Will your home also feature on a national website?
- Can your home be a featured property?
- Do they send email alerts to prospective buyers?
Selling through a single (or sole) agent is cheaper (about 1% of the
sale price). Marketing through more than one costs more (about 3.5%
goes to the successful agent), but often results in a quicker sale.
Remember all agents' fees are negotiable and don't be afraid to
These days, there are Agents who only sell your property on the
internet and charge you a one off fee.
off your property
Keep your home clean and tidy at all times, ready to show to any
spur-of-the-moment viewers. When welcoming potential buyers, be polite
and friendly, but not too pushy. Give them space to explore and discuss
Some experts recommend filling the air with the smell of baking bread
or fresh coffee: it may be a cliché, but if it works, don't
knock it! Negotiate with
Hopefully it won't be long before you receive your first offer(s). You
will have set a price, but in consultation with your agent you may now
have to decide how far you are prepared to drop it. There are many
factors to think about here. Have you had lots of interest? Do you need
to make a quick sale? Is the buyer in a chain or ready to move
Consult friends with experience of selling and think carefully about
the circumstances of the potential buyer. For
example, check out How long
is their chain of other buyers and sellers? Sort out the
When you've accepted an offer, it's time for your solicitor or
conveyancer to take care of the various legal requirements of the sale,
such as obtaining the property's title deeds and passing them on to the
buyer's lender, answering buyer queries via their solicitor, and
drawing up a draft contract.
Once the buyer and seller's solicitors agree everything, the draft will
be sent to you for approval and then standard contracts will be set up
and sent to you to sign.
Once contracts are signed and exchanged, the buyer will pay their
deposit (if there is one) to your solicitor, who holds it until
completion. Take it to
This is the day agreed upon by both parties, when the buyer pays the
agreed purchase price to your solicitor, and you hand over the keys to
what used to be your home.
If all goes to plan, your solicitor will then pass the money on to you
(plus the deposit), and transfer the deeds. Home
As of 1 August, every home put on the market with four or more bedrooms
needs a Home Information Pack. (HIP). Click Here to get more
moving abroad is a big step, it doesn't have to be complicated, so long
as you're well prepared.
Take few minutes to check out the practicalities. Before you begin:
Check the requirements
UK nationals have the right to live in any European Economic Area (EEA)
country (for a full list, see Directgov
- public services all in one place). For
details on requirements like visas for other countries, speak to the
British Consul in that country, and its foreign consulate in the UK. Move your money
Opening a bank account in the country you're moving to will give you
easy access to cash and avoid currency conversion charges. This will be
essential if you want to buy property there.
Lots of high street banks have foreign, or offshore, banking arms. Some
may require you to deposit a large initial sum. Or consider banking
with an entirely online bank.
Remember that when opening a bank account abroad, you may need to show
credit references from the UK to help establish an overseas credit
rating. Look after your
Your new country may tax you heavily on interest earned on your UK
savings so it may be best to move them. The cheapest way to do this,
particularly for large sums, is to use a foreign exchange dealer. Do
your homework online to find a reputable one. Work out your tax
As a non-UK resident, where your earnings are will decide where you pay
You pay tax in the UK on UK earnings like rental income on a property,
and investment income arising in the UK. But money earned overseas is
taxed in the country you earned it.
It's best to get advice on this issue and whether you need to change
tax status from a financial advisor. Protect your pension
Any pension can be paid into your account overseas, but you must keep
up with your National Insurance (NI) contributions to receive your full
UK State Pension.
To pay NI from abroad, call the HMRC International Services Helpline on
0845 9154811. Give your UK NI Number and you'll be told how much you
will have to pay for any time spent working abroad.
You can keep paying into a private pension for five years after you've
moved abroad. And if you're working in the EEA or some other countries
such as Canada, you may also pay into your state pension. Ask the
British Consul. Buying a property
Details vary from country to country, but always seek professional
advice where you can. Only negotiate with officially registered estate
agents, and use a bilingual solicitor to deal with legalities, and to
explain everything clearly, especially all potential costs.
When making an offer, do so in writing, outlining every specific, from
the deposit to the date you expect to complete.
Local lenders are usually happy to consider mortgages on local
properties, whatever your nationality. You won't be able to use a
British mortgage lender.
You can apply for your mortgage before you move but you'll need to show
proof of earnings. For older borrowers, pension income can count.
Overseas lenders generally ask for a larger deposit - 15-25% - but
official residency in your new country can reduce this. Ask the
Affordability is usually the basis of a foreign loan value, not income,
so if you're still paying a mortgage on a property in the UK it will
count against you.
A good overseas credit rating will improve your mortgage chances. One
of the easiest ways to do this is to bank with an international branch
of your UK bank, as they will already have a credit rating for you.
Guide to Buying Property Abroad - Getting Started. Click here to find out more..
Property investment in Dubai: a thriving market
Overseas property investment in Dubai has skyrocketed since May 2002,
when it was made legal for foreign nationals to own property within the
emirate. Since this time, over 100, 000 British nationals have
purchased property in Dubai, and this investment property boom is
helping to fuel Dubai's rapid financial and economic growth. If you're
hoping to create or expand your investment property portfolio in Dubai,
you'll find that the range of property on offer is vast. When you buy
property in Dubai, there are no legal fees required (although advice is
recommended) and you won't incur any capital gains tax or income tax on
your investment property. What's more, Select Property's flexible
investment property payment plan makes buying property in Dubai simpler
and more affordable.
Consult Select Property for the best Dubai property investment opportunities available.
New mortgage products in Dubai
A partnership with a UK building society and the National Bank of Dubai
means customers will be offered a simplified mortgage experience when
buying property in Dubai.
Historically it has been a challenge to arrange a mortgage in Dubai and
the new service is available to both UK and Dubai residents, allowing
them to arrange a mortgage in Dirhams with the quick and efficient
processing seen in the UK Sterling market.
In 1996, an alternative to the Estae Agent arrived. Many believed there
had to a cheaper and fairer way to sell property. As a result, many
companies pioneered the selling of property online. Thousands of
property owners have now embraced this method and it is now proving to
be as viable as selling through an agent - for a fraction of the cost,
with an average customer savings of £5000 plus.
Press and Media
The press have also embraced this concept, awarding many online
property sellers accolades for its services. In an independent review
of private property sites by The Sunday Times, Houseweb was awarded the
top service rating of five stars. Houseweb site also received a
recommendation in Which? magazine and has feature
articles in over 500
daily newspapers, magazines and across many national TV and radio
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"Understanding Genesis of Bad Credit"
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highest rental yield in Europe'
Sofia (Bulgaria) boasts the 3rd highest annual rental yield in Europe
at 10.56%, with regions in the south of the city commanding the highest
rents. The most active rental markets tend to be for foreign workers
and longer term tourists. The influx of large multinational
corporations and state owned organisations moving into Sofia look set
to ensure that demand for residential property will remain strong
throughout 2007 and beyond.
The Global Property Guide scores Bulgaria’s property rental
laws as ‘pro-landlord’, ranking it alongside more
established rental markets such as the UK and Monaco. The capital Sofia
is particularly favourable for buy-to-let investors as it offers all
year-round rentals from the corporate market with tenants in abundance,
offering attractive rental yields
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£££'s when Renting
your lettings direct with HouseWeb, the UK's pioneers of property
online. Packages start at £40.
Renting your property on HouseWeb has never been easier. Using the
Web's award-winning and premier property site, you can reach thousands
of tenants with a professional advert including colour photos and full
details. As the pioneer of property advertising online, HouseWeb has
been of service to millions of house hunters since 1996.
No Commission or Hidden Costs Advert packages - start at only
£40 (+VAT) until let, saving you thousands in ongoing
commission to letting agent. Your property is also marketed to
thousands of tenants across our network of partner sites including
Fish4homes. Three Easy
At HouseWeb, we believe in making it easy to advertise your property:
1) Select Submit Property
and register for an Account
2) Enter your property details using the Online Form
3) Upload your photos (or send to us to scan).
Total Flexibility, Total Control
Using HouseWeb, you can dynamically
update or modify your advert at any time. For example, if you want to
change the rental cost or amend the description, simply log on with
your username and password, select your advert and submit the changes.
You can alter your advert as many times as you wish, at no extra cost.