Shainik
Financial
Services
Your Financial Information Portal
Expertise since 1974






Bringing You Best Deals and Offers
 
Home  |   Hot Offers  |   RSS Feed  |   About Us  |   Contact Us  |   Bookmark  |
CATEGORIES

Amazon Store
Articles
Auto Rescue/Auto Check Services
Banks/Foreign exchange
Car/Van Insurance
Commercial Insurance
Credit Cards
Critical Illness Cover
Debt Solutions
Emergency Insurance
Estate Plan Trusts/Wills
Gap Insurance
Healthcare Insurance
Home Insurance
Life Insurance
Loans & Mortgages
Motor Bike Insurance

Pensions & Retirement Planning
Personal Finance
Price Comparisons
Pet Insurance
Pre-Paid Cards
Protection Insurance
Professional Insurance
Property & Lettings
Property Owner's Insurance
Savings & Investment
Site Map

Student Insurance
Travel Insurance
Utilities


Newsletter

Subscribe to our Newsletter with hundreds of regular updates on financial & insurance related matters and often you may get to download eBooks on many topics absolutely for FREE! Enter your full name and email address below to subscribe to our Newsletter! Your privacy is guaranteed!

E-Mail
First Name
Last Name

click here







click here










Access Prepaid Cards Providers
Save Money And Time
Or Simply Read Articles & Tips
Or Subscribe to Our Newsletter for Regular features and updates  relating to Insurance, Financial Services, Loans, Mortgages, Credit & Banking, Tips, Resources, Artcles, Free Downloads and lots more...

Finding Best Prepaid Cards Providers

Prepaid cards work in the same way as your debit or credit card does; the difference being that none of your bank details are stored on the card. Fraudster’s are interested in a whole identity to sell for profit, but shopping online with a prepaid card is essentially like paying with cash as none of your bank or credit details are associated with the transaction. No statements are sent in the post either unless requested, eliminating the possibility of your mail being intercepted. Another benefit is your control over the balance; because the limit of what can be withdrawn from the card is the balance stored on it, there is no opportunity for retailers to charge you more than you intended to pay or for fraudsters to build up debt on your behalf.

Forecasts show that by end of 2010, there will be over 7 million prepaid cardholders in the UK compared to 2.3 million in 2008. This phenomenal growth will largely be driven by people’s desire to take advantage of the internet without being taken advantage of..


Prepaid Cards Overview

All Prepaid Cards are reloadable, Chip & PIN prepaid cards.

It works in the same way as a pay as you go phone; you can top it up with cash at many locations nationwide, have your wages paid directly from your employer or transfer money from a bank account to your prepaid card. Spend without fear of debt or fraud at millions of retailers online or on the high street, you can even use it to withdraw cash from ATM’s.

With most prepaid cards, you can get the following benefits

    * No risk of debt - spend only what you have
    * No credit check or bank account required. 100% approval of all applicants above the age        of 10 (Below 14 need parental consent)
   * Share money with friends and family around the world with option to have additional             cardholders on your account
   * Shop anywhere in the world where they are accepted - on the Internet, over the phone           and on the high street
   * Shop securely with Chip and PIN
   * Most provide 24/7 balance enquiry phone line and online account management
   * Top Up at any Post Office® branch or PayPoint outlet, over 34,000 locations across the           UK
   * Top Up online with a credit or debit card
   * Have your wages paid directly to your card by your employer for FREE!
   * Transfer money from any bank account to your card for FREE!
   * For your protection, many prepaid cards providers put a limit of a maximum card balance,       usually around £3,500

                    Who would want Prepaid Cards?

Prepaid Cards has numerous uses as:

    An Everyday convenience card for those who
      don’t have a bank account and need a home for                 their money
      are newcomers to the UK, don’t have a credit rating         and need plastic
      are going abroad and prefer to carry cash on a card

    A money sharing card for those who
  wish to share money with friends and family                       anywhere in the world
         additional cards, your loved ones can have access to your money and make purchases at over           9 million worldwide locations

    An Online Internet Payment Card for those who
         wish to shop online but don’t have plastic
         are worried about online fraud
         feel that online shopping is subject to potential fraud

    The Online Gaming card for those who want to
         indulge in the latest gaming online - and have their winnings paid back onto their card                        for free.
         limit their financial exposure by not using their credit card
         protect their identity online

    The Payroll card for those
         employee’s who want their wages to be paid on a card and save cheque cashing fees
         employer’s who want to pay their staff using a card instead of cash/cheque 
         want to take control of their spending. Where, When & How – they decide!

                            Summary - Benefits of Prepaid Cards

The Benefits of Prepaid Cards for consumers are well documented. The prepaid card solutions can be used across a wide range of sectors which include Payroll, Expense Management, Travel, Money Share, Insurance, Gaming and Online Shopping amongst others, with reduced exposure to fraud in a safe and secure environment. This provides cardholders with peace of mind, convenience and an altogether better value for money proposition.

As a cardholder, you can use your card to make purchases online, in-store and over the phone at millions of worldwide merchant locations that accept the cards.

Some of the benefits of prepaid cards are:

    * Usually Instant online approval
    * No credit checks or bank accounts required to receive a card
    * Card is not linked to your bank account – your bank details are secure. Protect your                 identity online
    * Share money with friends and family around the world with additional cards
    * You can only spend what is on the card, enabling better management of your money
    * Easy to block the card by SMS if the card is lost or stolen
    * Check your balance online or by SMS
    * Shop securely with Chip and PIN in-store, online and over the phone at million of                     merchant locations worldwide that accept MasterCard
    * Top up your card at over 30,000 locations across the UK and online
    * Have your wages paid directly to your card by your employer for FREE!
    * Transfer money from any bank account to your card for FREE!
    * Carry cash on a card when you travel abroad
    * Review your account and transactions with 24/7 secure online access


 Articles, Tips & Resources 
Stock Market For Beginners: How to Invest Wisely - The stock market is like a big superstore, a buying and selling place where people buy stocks. These exchanges are where the buyers and sellers are matched. With the exchanges as the main players...Read More...

Reverse Mortgages: Pros And Cons of Reverse Mortgages -The money that you get out of reverse mortgages can be spent on just about anything that you choose. As a senior, you have the freedom to spend on luxuries as much as you do on necessities...Read More....

Automated Forex Trading System: Automated Forex trading system enables traders to execute their trade on spot Forex market automatically and anytime of the day...More..

Debt Credit Repair: Learn the different ways to get you credit score over 750...More..


Don't miss...Recommended

eclipse Prepaid Card
The eclipse Prepaid MasterCard® is truly a versatile financial product. It is perfect for everyday shopping, locally or abroad, while providing you with a valuable payment and budgeting tool. What’s more, you can load your card for free via bank transfer or at any UK Post Office® branch....More info...


                         
OPTIMUM

Your Prepaid MasterCard giving you complete control of your money and spending along with the freedom to choose how and where without the risk of debt and reduced exposure to fraud. More...


                         
Take on SplashPlastic – the low-cost prepaid debit card from 360money.

360money is the UK’s premier network for Prepaid MasterCard and Maestro cards....Check it out here.....


BabeeCard
Aimed primarily at mums and mums to be but anyone is welcome to a BaBeeCard.
The key difference between BaBeeCard and other prepaid cards is users can save money on their everyday family living essentials at high street retailers such as ASDA, Sainsburys', Argos, Boots, M&S, MotherCare and many more known retailers. There are over 100 retailers to choose from. More Info....








Shopping Search
GO

Most Popular

Get a Prepaid Debit Card from BaBeeCard and start saving with our amazing discounts at known retail outlets and supermarkets. It's a pay as you go debit card. Start saving in the lead up to Christmas and reduce your outgoings for 2010
We are Britain’s leading prepaid network, running programmes for amongst others, Virgin Money, Western Union, Mirror Group Newspapaers and Debenhams. We do this through building a leading prepaid platform and strong business relationships which are sustainable and work for all parties.
Chip & PIN prepaid Maestro® card
With better exchange rates than the airport and the high street, they are a cost effective and safe alternative to carrying large amounts of cash on holiday.
Unbeatable FX Rates and World Class Service – Qualities that define the RationalFX Euro and Dollar Prepaid Travel Money MasterCard® cards.
Exciting new entrant into the prepaid MasterCard card market. Only prepaid card to achieve 5* rating by www.which-prepaid-card
.co.uk. online
Compares the UK’s leading health insurance
Get a Quick Quote for a Commercial Mortgage





Google


:: MOST POPULAR ::

Credit Repair+Credit Score Guide
Cash4Surveys Online Guide
Avoiding The Credit Crunch Guide to Money Management.
Kelkoo
Total Rescue
The Accident Advice Centre
HouseWeb - Alternative to the estate agent
50 Plus plan from LV
helpucover Pet Insurance
Moneysupermarket
Churchill's Award-winning Pet Insurance
Compare Prepaid Cards
Confused.com
Compare Pensions
Companre mortgages Online

Compare Personal Loans
GAP Insurance
Equifax - credit reference agency

Money Transfers
Healthcare Deposit Account
Serviced Office Space, Meeting Rooms & Virtual Offices
Moneywise Magazine - 3 issues for £1
Home Business Insurance
Factoring & Invoice discounting


BabeeCardGet a Prepaid Debit Card from BaBeeCard and start saving with our amazing discounts at known retail outlets and supermarkets. It's a pay as you go debit card. Start saving in the lead up to Christmas and reduce your outgoings for 2010. Click Here

Splash Plastic
· 1splash is the UK's first and original reloadable Chip & PIN prepaid Maestro® card.

It works in the same way as a pay as you go phone; you can top it up with cash at over 34,000 locations nationwide, have your wages paid directly from your employer or transfer
money from a bank account to your prepaid card. Spend without fear of debt or fraud at millions of retailers online or on the high street, you can even use it to withdraw cash
from ATM’s. Maestro is the most widely accepted payment brand across the UK.
 CLICK HERE now!

Being wiser after the event is something none of us can afford, so click here to get an online quote from Be Wise fo car, van, bike or home Insurance More...

Save money with eCar Insurance includes Breakdown Assistance (fully comp), Legal Cover, European Driving and free 5 years NCD protection




Top Picks
Prepaid Financial Services
The Prepaid Financial Services (PFS) Prepaid Card is available in South African RAND, GBP,

USD and EURO and can be used across a wide range of sectors which include Payroll, Expense

Management, Travel, Money Share, Insurance, Gaming and Online Shopping amongst others,

with reduced exposure to fraud in a safe and secure environment
 More...

The Innovative Forex Platform - Download for FREE!

RationalFx - Prepaid Travel Cards Unbeatable FX Rates and World Class Service – Qualities that define the RationalFX Euro
and Dollar Prepaid Travel Money MasterCard® cards.



Kelkoo -
Find, Compare, Save on Travel Insurance. Click Here .

Single Trip Travel Insurance 15% Annual Multi Trip Travel Insurance 10%
Winter Sports Travel Insurance 15%
Computer Insurance 7.5%
Student Contents Insurance 7%
Car Breakdown Insurance 10%
Mobile Phone Insurance £5.00 per policy
More...


TorFX is an independent foreign exchange specialist and we offer highly competitive rates of exchange to both corporate and private clients, for international trading, buying property abroad, emigrating and other overseas payments.
More...

Mortgages
Find your mortgage provider online and compare mortgage prices. Kelkoo: helping you find the best mortgages for remortgages, first time buyers, fixed, tracker and buy to let mortgages to self certified and bad credit mortgages at the best price online. More.....



Quick Links

Free Credit Check

Splash Plastic

Prepaid Financial Services

BaBeeCard

The eclipse Prepaid MasterCard®

RationalFx - Prepaid Travel Cards

my Travel Cash





:: OUR SISTER WEBSITES ::


















:: FEATURED ARTICLES ::















:: SPONSORED LINKS ::














Send money abroad for € 0.50




click here





Recommended E-Books Do You Have Debt Problems? Legal Resources

Amazing Credit Score Secrets Revealed book Most Unique Up-To-Date Credit Repair+Credit Score Guide in the Uk! Refused Credit? Bankrupt? Need help? Speediest Path to Highest Credit Score.   

Solve My Debt has been helping people solve their debt problems for many years and are specialists in debt management plans. Solve My Debt will distribute your monthly payments to your creditors on your behalf and negotiate to try and reduce/freeze interest and charges on your accounts. Here at Solve My Debt we will perform a confidential review of your circumstances for FREE to see if you are eligible Click here to learn more about debt management

The Claims Guys are the new consumer champions when it comes to personal injury claims or the recovery of bank charges, in particular payment protection insurance, (PPI) and credit card charges. The Claims Guys are authorized by the Ministry of Justice. No Win No Fee. Check it here




Shainik Financial Servicesis an information site and does not offer Financial Services. We act purely as a portal and an introducer only. 

We are not part of any other company that may have a similar name.
 © Copyright 2006-10  Shainik Group.   All rights reserved worldwide. A part of Papaz Network Marketing  Privacy Policy - Disclaimer - Site Map