Shainik
Financial
Services
Your Financial Information Portal
Expertise since 1974






Bringing You Best Deals and Offers
 
Home  |   Hot Offers  |   RSS Feed  |   About Us  |   Contact Us  |   Bookmark  |
CATEGORIES

Amazon Store
Articles
Auto Rescue/Auto Check Services
Banks/Foreign exchange
Car/Van Insurance
Commercial Insurance
Credit Cards
Critical Illness Cover
Debt Solutions
Emergency Insurance
Estate Plan Trusts/Wills
Gap Insurance
Healthcare Insurance
Home Insurance
Life Insurance
Loans & Mortgages
Motor Bike Insurance

Pensions & Retirement Planning
Personal Finance
Price Comparisons
Pet Insurance
Pre-Paid Cards
Protection Insurance
Professional Insurance
Property & Lettings
Property Owner's Insurance
Savings & Investment
Site Map

Student Insurance
Travel Insurance
Utilities


Newsletter

Subscribe to our Newsletter with hundreds of regular updates on financial & insurance related matters and often you may get to download eBooks on many topics absolutely for FREE! Enter your full name and email address below to subscribe to our Newsletter! Your privacy is guaranteed!

E-Mail
First Name
Last Name

click here


































Auto Rescue & Auto Check Services Providers 


Access Many Car and Van Breakdown Service Providers
Save Money And Time
Or Simply Read Articles & Tips
Or Subscribe to Our Newsletter for Regular features and updates  relating to Insurance, Financial Services, Loans, Mortgages, Credit & Banking, Tips, Resources, Artcles, Free Downloads and lots more...

Vehicle Breakdown Insurance

Getting Breakdown Insurance is a good option to protect you financially if your car vehicle breaks down when it is least expected to. In UK, every year, around £1.5 billion is spent on breakdown covers by motorists. Many motorists worry about their car breaking down in the middle of a motorway, isolated area or even a town, but is it worth not having a Breakdown Cover for those “just in case” moments?


Shopping Around

             
Most price comparison websites recommends that the following important points should be considered before spending on any breakdown covers. 

  • If my car breaks down, will the roadside assistance company try and fix it or just take me to a garage where I’ll have to pay for the repair? 
  • How long on average does it take for roadside assistance to come to help? 
  • How many cars are covered under my breakdown insurance? 
  • If I breakdown in a different country, what coverage is there since I like to travel to different countries? 
  • Who can I cover besides myself? (e.g. Family, passengers, friends) * Is there a maximum number of allowable service calls per year?

When shopping for breakdown cover ensure whether it truly is offering value for money. In UK, the two companies that dominates roadside recovery business are well known  - The AA and The RAC

A wide range of insurance options are available that provide protection against a range of issues and any enforceable events or outcomes. There are good deals on offer from a wide range of insurance providers, some offer between 10 to 15% off, if bought online. This is because they save on commission that would have otherwise been paid to intermediaries or Brokers.

 On offer are all sorts of policies, the most common types of insurance currently available in the UK are - Car Insurance, Home Insurance, Travel Insurance, Life Insurance, Health Insurance, Mortgage insurance, Loan payment protection insurance, Breakdown Cover, Emergency Cover, Liability Insurance, Office and Traders Insurance, Property Owner's Insurance and many more.

The cost of insurance cover can vary quite dramatically, based not only on the level of cover that you take but also on the insurance provider and the type of cover that you take. There are various other factors that may affect your insurance premiums, depending on the type of cover you are taking out. You can get some very good deals on insurance cover these days, and this means that you can enjoy valuable protection without having to pay over the odds.

In order to ensure that you get a good deal on your insurance cover it is important to compare the different prices on offer from a variety of companies – the difference in premiums can vary quite dramatically from one insurer to another so it can really pay to take the time to make comparisons.

However, as well as comparing the price of your insurance cover you will also need to look at the level of cover and whether this will be adequate for your needs. Having insurance that does not provide adequate cover for your needs is pretty pointless, and it is worth paying a little extra to ensure that you are adequately covered no matter what type of insurance you are taking out. Comparing insurance policies and articles online makes it easy, convenient, and fast to find the right cover at the right price, and you can even arrange your cover online in most cases, saving yourself time as well as hassle and money.

                    Motor Breakdown Guide

We don't realise how much we depend on our trusty motors until the unthinkable happens. It breaks down at home causing you to miss that all important meeting, or you find yourself stranded, alone and vulnerable, in the middle or nowhere or on some hard shoulder or another. Either way, help is available from a whole host of breakdown insurance companies, at very reasonable prices with a good range of policies.

Choosing the best policy for your needs is important, and there are several aspects you will need to take into consideration.

Firstly, decide whether you want to cover the vehicle or the person. Covering the vehicle means anyone driving it will be covered, regardless of whether they are the policyholder or not. Covering the person means you're insured as the driver or passenger of any vehicle, and although it is typically more expensive than vehicle cover, it is handy if you drive several vehicles.

Secondly, decide which cover level is most suitable for your needs. Choose from:

Platinum

  •    Fix at roadside
  •    Recovery to garage
  •    Recovery of up to 7 passengers
  •    Recovery to any UK destination
  •    Fix at home
  •    Onward travel (train ticket, hire car or accommodation)


Gold

  •   As Platinum but without onward travel


Silver

  •  Fix at roadside
  •  Recovery to garage
  •  Recovery of up to 7 passengers
  •  Recovery to any UK destination


Bronze

  •  Try and fix problem at the roadside
  •  Recovery to nearest garage only


This range of cover levels offers you the choice of very basic cover through to a very comprehensive service offering alternative transport or hotel accommodation.

Finally, depending on which cover you have specified, you can add another vehicle or person on to your policy, providing they are registered at the same address as yourself. In some cases partners can be added to your policy free of charge.

                            Things to do if you break down


If your vehicle breaks down, think about safety first:

Consider your own safety

*Get your vehicle off the road if possible
 *Ensure your passengers are safe and that animals are kept under control

Warn other road users

 *Warn other traffic by using your hazard warning lights if your vehicle is causing an
obstruction
 *Put a warning triangle on the road at least 45 metres (147 feet) behind your brokendown
vehicle on the same side of the road, or use other permitted warning devices if you
have them. Always take great care when placing them, but never use them on
motorways as this may put you in danger from oncoming traffic
 *Keep your sidelights on if it is dark or visibility is poor
 *Do not stand (or let anybody else stand) between your vehicle and oncoming traffic
  *At night or in poor visibility, do not stand where you will prevent other road users seeing your lights
 *Wear a fluorescent/reflective jacket or tabard

Calling for help

 *Do not use mobile phones if there is a danger from petrol spillage or fumes
 *Contact the emergency services by dialling 999 or 112 (international emergency code)
and/or your breakdown recovery operator
 *Give clear instructions of your location: road number, general location, direction of travel
together with specific local land marks will aid your rescue
 *Also, tell them your vehicle type, registration number and how many persons are in the
vehicle
 *An indication of the cause of the breakdown will also help
 *When help arrives, ask for proof of identityy

Articles, Tips & Resources 
Stock Market For Beginners: How to Invest Wisely - The stock market is like a big superstore, a buying and selling place where people buy stocks. These exchanges are where the buyers and sellers are matched. With the exchanges as the main players...Read More...

Reverse Mortgages: Pros And Cons of Reverse Mortgages -The money that you get out of reverse mortgages can be spent on just about anything that you choose. As a senior, you have the freedom to spend on luxuries as much as you do on necessities...Read More....

Automated Forex Trading System: Automated Forex trading system enables traders to execute their trade on spot Forex market automatically and anytime of the day...More..

Debt Credit Repair: Learn the different ways to get you credit score over 750...More..


Don't miss...Recommended

GEM Motoring Assist
Comprehensive roadside or recovery cover for your car, small van, motorcycle, caravan or trailer.
to find out more.




Autonational Rescue Breakdown Cover

The nationwide car breakdown service with the no claims bonus Reliable service, impressive value More...




Total Rescue
Total Rescue is a breakdown recovery organisation providing a fast and efficient service at much lower rates than the big players in the industry. A quality service at a surprisingly low cost!Check it out here.....


                         
Insurance Choice

Get a quick quote with us and drive down the cost of your Breakdown insurance!
More Info....








Shopping Search
GO

Most Popular

Make your money grow with tax-free savings
Get protection against the unexpected
Chip & PIN prepaid Maestro® card
Get Instant online cover
Receive an EXTRA 3 months breakdown cover FREE
Best Value Used Car Warranties online
Compares the UK’s leading health insurance
Get a Quick Quote for a Commercial Mortgage




Google


:: MOST POPULAR ::

Credit Repair+Credit Score Guide
Cash4Surveys Online Guide
Avoiding The Credit Crunch Guide to Money Management.
Kelkoo
Total Rescue
The Accident Advice Centre
HouseWeb - Alternative to the estate agent
50 Plus plan from LV
helpucover Pet Insurance
Moneysupermarket
Churchill's Award-winning Pet Insurance
Compare Credit Cards
Confused.com
Compare Pensions
Companre mortgages Online

Compare Personal Loans
GAP Insurance
Equifax - credit reference agency

Money Transfers
Healthcare Deposit Account
Serviced Office Space, Meeting Rooms & Virtual Offices
Moneywise Magazine - 3 issues for £1
Home Business Insurance
Factoring & Invoice discounting


Churchill Home Insurance - 50% off if you have not claimed in the last 5 years - Includes 25% introductory discount. Subject to minimum premium. Offer ends 31 August 2010. For more details Click Here

What makes Direct
Line Home Insurance even better?
· 12 months cover for the price of 9
· An extra 25% discount when you buy online
· We replace goods on a new for old basis (excluding clothes) and where possible, these will be delivered straight to your door
· We can arrange for vetted tradesmen to carry our repair work to your house and the work will be guaranteed for 12 months
· We approve 95% of claims over the phone and only use UK call centres For a good deal better on home insurance CLICK HERE to get a quote now!

Being wiser after the event is something none of us can afford, so click here to get an online quote from Be Wise fo car, van, bike or home Insurance More...

Save money with eCar Insurance includes Breakdown Assistance (fully comp), Legal Cover, European Driving and free 5 years NCD protection




Top Picks
Insure Pink are supporting the Pink Ribbon Foundation through the sale of products under the insurepink brand.
They will donate £10 for every car insurance or home insurance policy, and £1.00 for every travel insurance policy you purchase through insurepink.More...

The Innovative Forex Platform - Download for FREE!

Healthinsurance.co.uk is a leading health insurance site, with access to great offers from the leading providers, including BUPA, AXA, NU/Aviva, PruHealth, HSA etc.



Kelkoo -
Find, Compare, Save on Travel Insurance. Click Here .

Single Trip Travel Insurance 15% Annual Multi Trip Travel Insurance 10%
Winter Sports Travel Insurance 15%
Computer Insurance 7.5%
Student Contents Insurance 7%
Car Breakdown Insurance 10%
Mobile Phone Insurance £5.00 per policy
More...


TorFX is an independent foreign exchange specialist and we offer highly competitive rates of exchange to both corporate and private clients, for international trading, buying property abroad, emigrating and other overseas payments.
More...

Mortgages
Find your mortgage provider online and compare mortgage prices. Kelkoo: helping you find the best mortgages for remortgages, first time buyers, fixed, tracker and buy to let mortgages to self certified and bad credit mortgages at the best price online. More.....



Quick Links

Free Credit Check

Car Finance

Homeowner Loans

Personal Loan

Pet Insurance

Coming Soon





:: OUR SISTER WEBSITES ::


















:: FEATURED ARTICLES ::















:: SPONSORED LINKS ::










Car insurance from eCar



Send money abroad for € 0.50


click here





Recommended E-Books Do You Have Debt Problems? Legal Resources

Amazing Credit Score Secrets Revealed book Most Unique Up-To-Date Credit Repair+Credit Score Guide in the Uk! Refused Credit? Bankrupt? Need help? Speediest Path to Highest Credit Score.   

Solve My Debt has been helping people solve their debt problems for many years and are specialists in debt management plans. Solve My Debt will distribute your monthly payments to your creditors on your behalf and negotiate to try and reduce/freeze interest and charges on your accounts. Here at Solve My Debt we will perform a confidential review of your circumstances for FREE to see if you are eligible Click here to learn more about debt management

The Claims Guys are the new consumer champions when it comes to personal injury claims or the recovery of bank charges, in particular payment protection insurance, (PPI) and credit card charges. The Claims Guys are authorized by the Ministry of Justice. No Win No Fee. Check it here




Shainik Financial Servicesis an information site and does not offer Financial Services. We act purely as a portal and an introducer only. 

We are not part of any other company that may have a similar name.
 © Copyright 2006-10  Shainik Group.   All rights reserved worldwide. A part of Papaz Network Marketing  Privacy Policy - Disclaimer - Site Map